Step 1

Successful money management is a process. Take the first step.

Step 2

This quick quiz will help you find your starting point.

Step 3

Clearing out the clutter will make organizing your records a lot easier.

Step 4

Set yourself up for success; start by appointing a CFO.

Step 5

Knowing where you are today can help you determine the best path toward helping you meet your financial priorities.

Step 6

Good credit is valuable. If your credit reports contain an error, taking the time to have it corrected can really pay off.

Step 7

As you start on the path of sound money management, determine how much money you have to work with.

Step 8

Determining your net worth sounds harder than it really is. Having your credit reports and financial statements in-hand makes the job easy.

Step 9

It's time to ask yourself if your debt is too much debt.

Step 10

Identifying needs and wants can keep you focused on what matters most.

Step 11

Don't just set goals, set SMART goals.

Step 12

Now it is time to develop those priorities into specific goals.

Step 13

Paying off debt is a short-term financial goal most consumers share.

Step 14

Emergency savings can make the difference between a financial setback and a financial disaster.

Step 15

Saving for retirement is a non-negotiable financial goal.

Step 16

Make a commitment to stay on track.

Step 17

Now that you know what you are working for, it is time to get to work!

Step 18

Find out where the money is going.

Step 19

Identify your fixed expenses.

Step 20

Periodic expenses come due whether you're ready or not.

Step 21

Create your spending plan.

Step 22

Small changes can add up to big savings.

Step 23

Saving money on groceries is one of the fastest and easiest ways to improve to your bottom line.

Step 24

Spread the wealth by sharing one of your money saving tips.

Step 25

Know where you want to be? This is how you will get there.

Step 26

Give yourself some peace of mind by making sure your family is on firm financial footing.

Step 27

Commit to making informed borrowing decisions.

Step 28

Remember that you don't have to go it alone; assemble a financial team to help.

Step 29

To stay motivated, acknowledge the benefits you will experience as a result of your efforts.

Step 30

You are ready and able to move forward. Are you willing?

Tools for Success

Following are some tools that will help guide you on the path to financial wellness.

Free Webinars - Sign up for free webinars designed to help you on your path to financial wellness. Topics include goal setting, credit reporting, managing credit, debt repayment, and budgeting.

Income Worksheet - Use the income worksheet to help you determine the amount of income you can realistically count on.

Net Worth Worksheet - Calculating your net worth is as simple as comparing what you owe (liabilities) and what you own (assets).

Debt Load Worksheet - Create an accurate picture of your debt obligations.

Financial Priorities Worksheet - Creating a list of needs and wants can help you establish your financial priorities.

Financial Goal Worksheet - Smart financial goals are Specific, Measurable, Achievable, Rewarding, and Trackable. Use this worksheet to identify short-, mid-, and long-term SMART goals.

Goal Certificate - Create a "fridge friendly" personalized goal certificate to help you stay motivated.

Record of Daily Expenditures - Knowing where your money is going is critical for a successful budget. Track your daily expenses and then ask yourself if you're spending your money wisely.

Expense Worksheet - Create and follow a spending plan. A realistic monthly spending plan is a valuable tool to guide your spending and saving decisions.

Tips for Change eBook - Download the eBook to read tips submitted by financially savvy consumers.